Blog | Simon Oates

5 Tips to Save your Business Energy and Money

The need for more energy efficient practices in the workplace has never been more pressing. Energy bills are rising and the Government continues to heap pressure on firms that produce high carbon emissions. Sooner or later, energy efficiency will be a priority for all companies – assuming that is not already the case. Indeed, many firms are relying on uSwitchforbusiness and other such services...

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Financial Expert – A New Chapter

It’s Simon here, so I’ve decided to officially launch a new website: Financial Expert Financial Expert contains all the financial topics that I’ve been bursting to blog about for years, but couldn’t really find an excuse to link in with leadership or management on my other blogs. Truth is, I’m a finance fanatic, and I love keeping my ear close to the markets,...

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Why Do Some People Not Take Holiday/Vacation?

I’ve been thinking alot recently about vacation and holiday taken from work. In the UK, statutory vacation is around 25 days per year, however not all employees opt to take it. Why do they do this? For a number of reasons: 1. Responsibility. Their job places them with a high level of responsibility and with no immeadiate ‘stand in’ available, the employee is forced to work...

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5 Tips To Improve Your Credit Score

Unless you’re fortunate enough to have a never ending stream of money, then there will come a time when you will need to borrow, whether it’s to purchase a home or a car. Every time you fill out an application to borrow money, the lender will check your personal credit rating to see if you are a legitimate and suitable candidate for funds. The better your credit score, the more chance you...

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Winter-Proofing Your Car

There’s nothing worse than waking up on a cold winter’s day to notice that your car is frozen over, but at this time of year it simply is inevitable. During these winter months it’s incredibly important to take care of your car, as a cracked windscreen or burst tyre due to the cold weather may increase your car insurance premiums for the year. Those of you who are drivers will know that...

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Should I Pay My Student Loan Off?

The question of whether I should use my savings to pay down my student debt is not a very unique issue. Millions of UK citizens have such debts, and there remains a very conflicted view of whether it’s worth paying it down, or whether it actually provides a financial benefit to defer payment for as long as possible. Well the answer depends on which type of student loan you have. Pre 1997...

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