5 Tips To Improve Your Credit Score
Unless you’re fortunate enough to have a never ending stream of money, then there will come a time when you will need to borrow, whether it’s to purchase a home or a car. Every time you fill out an application to borrow money, the lender will check your personal credit rating to see if you are a legitimate and suitable candidate for funds. The better your credit score, the more chance you...
Read MoreWinter-Proofing Your Car
There’s nothing worse than waking up on a cold winter’s day to notice that your car is frozen over, but at this time of year it simply is inevitable. During these winter months it’s incredibly important to take care of your car, as a cracked windscreen or burst tyre due to the cold weather may increase your car insurance premiums for the year. Those of you who are drivers will know that...
Read MoreShould I Pay My Student Loan Off?
The question of whether I should use my savings to pay down my student debt is not a very unique issue. Millions of UK citizens have such debts, and there remains a very conflicted view of whether it’s worth paying it down, or whether it actually provides a financial benefit to defer payment for as long as possible. Well the answer depends on which type of student loan you have. Pre 1997...
Read MoreHow to Enjoy a Debt Free Christmas
When I think of the Christmas period there are many things, good and bad that spring to mind. There’s the joy and fun of having family and friends round to enjoy the festivities, but there’s also the stress that comes with so many things to do so little time. Throughout the year I think that the Christmas weeks can be the most damaging time financially. In order to have a stress free...
Read More[Infographic] Do You Fear Base Rate Rises?
Do you fear the base rate rise? Have you considered what effect a Bank of England base rate rise would have on your personal finances? Whether you’re a homeowner or not, the base right rise is likely to affect you in one shape or form. So who would be in favour of a base rate rise? The main people, who would be in favour of a base rate rise, would be people that are currently focusing on their...
Read MorePortfolio (How To Get Rich Slowly) – Lesson 1: Risk & Return
Portfolio is a series of lessons on this blog that will teach you how to invest your money and enjoy a healthy return with the minimum risk. I’m not going to sell you anything, and I certainly won’t be spouting nonsense about ‘pulling in a super income of $34,239 every week, with no effort required.’ Lets be clear, I’m going to deliver the finest and simplest...
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