Personal Finance | Simon Oates

How Can You Recover From Bad Credit?

With thousands of people each year becoming bankrupt or suffering from spiralling credit card debt, many people are unfortunately falling into the realm of bad credit. Having a bad credit rating is not necessarily the end of the world, and there are ways in which you can rebuild your credit rating to prove that you are once again on the right financial track. Know how bad the situation is Before...

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How to Approach Investing

‘Getting started’ in the world of investing can be an intimidating prospect. So much knowledge seems to be required before you make your first investment, and the complexity of the products and economics involved can often put beginners off altogether. In my new articles ‘How to invest in commodities‘, ‘How to invest in Shares‘ and ‘How to invest in...

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Thinking About Getting a Mortgage? Read This First

Analysis conducted by UK price comparison site moneysupermarket.com has urged mortgage customers to avoid being attracted by low interest rates on products that also come with high fees. When applying for a mortgage you should consider all of your options before making a firm decision, as you may end up paying back more money than you bargained for. Further analysis conducted by...

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Financial Expert – A New Chapter

It’s Simon here, so I’ve decided to officially launch a new website: Financial Expert Financial Expert contains all the financial topics that I’ve been bursting to blog about for years, but couldn’t really find an excuse to link in with leadership or management on my other blogs. Truth is, I’m a finance fanatic, and I love keeping my ear close to the markets,...

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Preparing for your summer holidays

The summer months are finally here and many of us will be thinking about jetting away to make the most of the glorious weather abroad. But jetting away during the summer months can be very expensive as there are all sorts of things you’ll need to pay for, from flights to hotels. Booking your flights You should always try to book your flights in advance, as in my experience that’s when you...

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When Does Debt Become ‘Too Much Debt’?

2009 saw the total amount of personal debt within the UK drop for the first time in 16 years but recent research suggests that it is back on the rise with the average UK resident owing an estimated £8,400. How is personal debt on the up when lending criteria is more stringent than it has been for years? The answer to this could lie in the current state of the economy as the recent changes in...

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